Community Banking Archives

BayCoast Bank Launches Comprehensive Credit Card Program with CorServ

ATLANTA, August 3, 2022 – CorServ, a company that empowers banks and fintechs with payment programs, has implemented an innovative credit card program with Swansea,…

David LutherAugust 3, 2022

Credit Card losses lower for relationship lenders

Blog & Industry Insights

Credit loss rates on credit cards are lower for relationship lenders

Credit loss rates on credit cards have remained low in the past couple of years. Going forward, we expect them to increase modestly as credit…

David LutherJuly 27, 2022

Blog & Industry Insights

Community Banks Should Own Credit Card Assets

It’s the perfect time for #communitybanks to own relationship credit card assets. With loan-to-deposit ratio of just 71% (the lowest in 25 years) and increased need for…

David LutherMay 2, 2022

Community Bank relationship credit card issuing

Blog & Industry Insights

Community Banks Build Profitable Credit Card Issuing

Community banks have an advantage over mega banks on relationship banking. Owning a credit card program deepens those relationships and improves profitability. Check out this…

David LutherApril 22, 2022

Blog & Industry Insights

Busted Myths of Credit Card Issuing for Community Banks

Credit Cards remain among the most significant opportunities for the nation’s largest banks. With the myths busted on credit card issuing, community banks are taking…

David LutherApril 12, 2022

Corserv Relationship in Credit Card Lending

Blog & Industry Insights

The Power of Relationship Credit Card Lending

CorServ’s proprietary underwriting model considers bank customer relationship data leading to low credit risk and high returns for our credit card bank clients! Three credit…

corserv-admin-ahughesJune 11, 2021

Community Banking

BayCoast Bank Launches Comprehensive Credit Card Program with CorServ

Credit loss rates on credit cards are lower for relationship lenders

Community Banks Should Own Credit Card Assets

Community Banks Build Profitable Credit Card Issuing

Busted Myths of Credit Card Issuing for Community Banks

The Power of Relationship Credit Card Lending

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