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Platform Overview

CorServ leveraged our decades of payment card issuing experience to develop a modern Java-based platform for payment card issuing with RESTful Web Service and JSON interfaces, underlying PCI and tokenized security, a payments data model, role-based access controls, customizable reporting, and a compliance infrastructure.

  • APIs: REST Web Services, JSON
  • JAVA
  • Private Cloud
  • Payment Data Architecture
  • Tokenization
  • Encryption
  • Multi-Layer Security
Corserv Credit Card Platform

Online Applications & Cooperative Underwriting

Services are provided for an all-digital payment card application and underwriting process. CorServ provides optional underwriting services, and even a champion model to use with it from our deep underwriting experience. Of course, our programs and APIs provide the flexibility for clients to use their own application and underwriting features or mix some of yours with some of ours.

  • Disclosures
  • Optimized Single-Page Applications
  • e-Consent
  • Credit Checks
  • Automated Underwriting with Champion Model
  • Manual Underwriting Review Queues
  • Multiple Guarantors
  • Beneficial Ownership
  • Document Upload
  • Application and Document Archive


CorServ provides direct access to the payment networks for real-time transaction authorizations. We can act as the system of record to approve/decline transactions, or our flexible APIs enable our clients to participate in the authorization process. We support instant funding for clients who want to offer that feature.

  • Cooperative Authorization
  • Instant Funding
  • Chargebacks
  • Disputes
Credit Card Authorizations - Corserv
Corserv Credit Card Security


Security is considered in every feature we implement.  Our security experts have been implementing leading payment card security solutions for many years and keep up with the latest improvements.  We are PCI and SOC compliant, and have structured our programs so that in many cases you may not need to be.  Tokenization and encryption is applied with features as needed to protect payment card data.

  • PCI and SOC Compliance
  • Device and IP Blacklist Checks
  • Know-Your-Customer (KYC)
  • OFAC Checks
  • Fraud Controls
  • Secure Payments
  • Secure Automated Settlement
  • Data Tokenization
  • Encryption

Cardholder Experience

Online Interface

CorServ provides a turnkey browser-based cardholder interface that can be branded with your logos, colors, payment card images, splash screens, and marketing messages. It is optimized for display on computers, tablets, and mobile phones. We support single sign-on from other applications such as online banking.

Mobile App

CorServ provides a turnkey cardholder mobile app that can be branded with your logos, colors, payment card images and marketing messages.


CorServ provides a turnkey, customizable Interactive Voice Response (IVR) interface to access cardholder features hosted on Amazon Cloud with Alexa-quality voice recognition.


Using our APIs, you can build your own unique browser, mobile app, IVR, or other cardholder user interfaces.

Corserv Card User Experience



Alerts, Limits,
and Controls

Balance and
Payment Summary



Single and
Auto Payments



Supports Apple Pay,
Samsung Pay and Google Pay

Interactive Voice
Response Interface


Corserv Business Admin Interface

Business Admin Interface

CorServ’s turnkey, brandable browser-based interface for business administrators provides the self-service features that companies want. It is optimized for viewing on computers, tablets, and mobile phones.

It supports role-based administration and company hierarchies.  Business administrators can issue new physical, virtual, and ghost cards, turn cards on/off, set credit limits, set spend controls, receive alerts, manage expense reporting, and access customizable reports.

Of course, if you want to build your own interface, our powerful APIs are available.

  • Credit Line Management
  • Activate Accounts
  • Corporate Hierarchy
  • Manage Limits, Controls, and Alerts on Accounts
  • Merchant Category Controls (MCC) on Accounts
  • Cardholder View of All Card Accounts
  • Issue of Additional Physical Cards
  • Issue of Additional Virtual, Ghost, and Fleet Cards
  • Management of Vendors and ePayables
  • Business Card Reports with L2 and L3 Data
  • Expense Reporting Approval and Management

Support User Interface

CorServ provides a turn-key, brandable, browser-based, role-restricted user interface for customer support, bank, and other admin staff to access program administration features.  It is optimized for viewing on computers, tablets, and mobile phones.

CorServ’s APIs to our features can be used to build your own custom Support User Interface.

  • Application Review and Decisioning
  • Account Lookup, Viewing, and Update
  • Process Payments
  • Customize and Schedule Reports
  • Over 100 Pre-Defined Reports
  • Disputes and Chargeback Management
  • Rewards Management
  • Settlement Management
  • Credit Queue Management
  • Support User Administration
Corserv Support User Interface
Corserv Expense Reporting

Expense Reporting

CorServ provides a complete expense reporting system that works with our payment card issuing programs.  It enhances the value of your payment card solutions.

For companies already using a popular expense reporting system, they can either replace it with CorServ’s which is often included at no cost with the payment cards, or we support export of payment card transactions into these other systems.

  • Import Card Expense Transactions
  • Input Cash and Mileage Expenses
  • Split expenses
  • Capture and Import Expense Images
  • Expense Mapping to Type and Billable Accounts
  • Create Expense Reports
  • Submit Expense Reports
  • Organization Hierarchy Support
  • Expense Report History
  • Multi-Approval Process
  • Mapping to AP/GL Systems