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Modern Payment Card Issuing for Banks and Fintechs

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Corserv Credit Card Platform

CorServ provides innovative issuing processing and program management services for credit, debit and prepaid cards enabling Banks and Fintechs to deliver and embed payment card capabilities for their customers. CorServ’s deep expertise in the industry combined with our modern technology API solution provides our clients with everything they need to quickly build a successful credit issuing business.

For Banks:

Seeking a Better Alternative to an Agent Bank Program?

Rapidly deploy in 90 days with optimized credit card portfolio.

Turnkey Credit Card Issuing Program:

Credit cards for Commercial, Small Business, & Consumer customers in 90 days without adding staff or infrastructure. You participate in credit decisions and own the P&L for your cardholders. Realize an average ROA of over 6%.

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For Banks:

Evaluating Direct Issuer Programs?

Fully customize your credit card program leveraging our platform and expertise.

Direct Credit Card Issuing Program:

Partner with us to configure your custom credit card issuing program for Commercial, Small Business, or Consumer customers from our existing base of features, card products, compliance, security, and servicing

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For Fintechs:

Building innovative card issuing solutions?

Customize and embed payment cards with our Payment Cards as a Service APIs. (PCaaSA)

Payment Cards as a Service APIs (PCaaSA):

Use APIs to build custom credit, pre-paid, & debit solutions for Door Delivery, Buy-Now-Pay-Later, Neobanks, Expense Management, Healthcare, Wealth Management, Payroll, Business Lender Insurance and more.

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Busey BankPressPress ReleasesIndustry News
April 8, 2024

Busey Bank Partners with CorServ to Implement a Modern Credit Card Program for Commercial Customers

ATLANTA, April 8, 2024 - CorServ, a company that empowers banks and fintechs with payment programs, has partnered with Busey Bank ($12.5 billion in assets)…
Commercial Credit CardsCorServ Blog
March 27, 2024

Why Every Community Bank Should Offer Commercial Credit Cards

Community banks, known for their personal touch and deep community ties, face unique challenges and opportunities to deepen those relationships. Introducing commercial credit cards is…
Scale BankPressClient SpotlightPress ReleasesIndustry News
March 12, 2024

Scale Bank Partners with Corserv to Launch Comprehensive Credit Card Program

ATLANTA, March 12, 2024 – Corserv, a company that empowers banks and fintechs with payment programs, has implemented an innovative credit card program with Minnesota-based…
PressClient SpotlightPress Releases
February 20, 2024

Gorham Savings Bank Partners with CorServ to Implement Modern Commercial Credit Card Program

ATLANTA, February 20, 2024 – CorServ, a company that empowers banks and fintechs with payment programs, has implemented an innovative credit card program with Maine-based…

What CorServ Offers:

Leverage our 4 decades of payment card experience re-invented
into a modern technology and services platform.

Card Product Configuration & Tokenization
Cooperative Underwriting & Authorizations
Issue Physical & Virtual Cards with Alerts, Controls & Instant Funding
Robust Reporting: Transaction, Statement, & Program Data
White Label Cardholder & Admin Interfaces
Payments, Settlement, Fraud Control & KYC
Manage Rewards, Disputes & Chargebacks
Learn More About CorServ's Platform

Embed Payment Cards into Your Innovation:

  • Door Delivery

  • Buy-Now-Pay-Later

  • Neobank

  • Expense Management

  • Healthcare

  • Wealth Management

  • Payroll

  • Business Lender

  • Insurance 

Access our Open APIs HERE

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CorServ’s Scale + Flexibility:

Experience a modern payment card issuing platform with the scale and flexibility to meet your market needs.

  • Secure, Hosted, Redundant, Scalable Private Cloud Environment

  • Bring your own BINs and custom card products

  • Or Share BINs, and pre-defined card products

  • Leverage a Sponsor Bank

  • Jumpstart with compliance, credit policy, and correspondence templates

  • Support sub-entities and co-brands

  • Powerful self-service features for commercial, business, and consumer customers

  • Outsource services or bring your own (customer support, fraud investigation, collections, disputes, chargebacks, ACH, Lockbox)

High Interchange

Low credit losses

  • Multi-tier Company Hierarchies

  • Extensive Spend Controls

  • Expense Reporting

  • Company & Employee Credit Limits

  • Custom Rebates

Plastic Cards for Employee Expenses

Fleet Cards

Virtual Cards for AP Invoices

Multi-use Ghost Cards for Preferred Vendors

Hear What Some of Our Clients are Saying:

“Sam Lisker, SVP American Bankers Association, discusses with Matt Clements, SVP Colombia Bank, the strategy behind their business credit card launch with CorServ.”

Hear the Podcast

Bank of Clarke County

“Commercial card technology remains an important component of B2B payments digitization — and as more financial institutions (FIs) seek to help their business customers embrace electronic payments, their corporate card offerings have had to step up to add value in new ways.”

Read the Article

“ discusses with Matt Walsh, EVP and CFO of Machias Savings Bank, their partnership with CorServ to compete with larger banks in Commercial Credit Cards.”

Read the Article

Recent CorServ Awards:

Top Work Places Award CorServ

Atlanta Journal-Constitution names CorServ a 2023 Top 5 Workplace Two Years Running

| Awards | No Comments
The innovative payment card issuing processor ranked #4 in the top small workplaces category. ATLANTA, Aug. 14, 2023 /PRNewswire-PRWeb/ -- CorServ, a company that empowers…
Best Places to Work in FinTech

CorServ named #12 on American Banker’s 2023 Best Places to Work in Fintech

| Awards | No Comments
ATLANTA, June 7, 2023 – CorServ, a company that empowers banks and fintechs with payment card issuing programs, has been named one of the 2023…
Visa Partner

CorServ Receives Visa Ready Certification for Issuer Processor Platform

| Awards | No Comments
ATLANTA, August 30, 2022 –  CorServ, a company that empowers banks and fintechs with innovative  payment card issuing solutions, announced that it has been certified…

CorServ #10 in American Banker’s Best Places to Work in Fintech 2022

| Awards | No Comments
CorServ came in #10 in American Bankers 2022 ranking of Best Fintech Places to Work. Fifty firms made the list this year with U.S. workforces…