Offer modern, pre-defined credit card products proficiently designed by CorServ and launch your issuing program with our team of experts. Custom brand card products for your bank.
Fuel Growth with Branded Credit Card Products
Commercial cards for savvy businesses
Commercial credit cards are powerful tools for managing business expenses, from employee travel to vendor payments. The demand for these cards is growing, and they are essential in B2B payment strategies. CorServ equips community banks with branded commercial credit cards that deliver modern features, strong revenue potential, and a seamless experience for business customers.
Corporate Cards
Corporate cards include low-APR cards with or without rewards.
They are frequently used by medium and large companies, non-profits, and municipalities for employee and business expenses.
Consolidate billing at a company or individual level.
Purchasing Cards
Pcards are the fastest-growing corporate card. Virtual and ghost cards support ePayables for vendor payments. You can offer a custom rebate feature based on purchase volume, providing an automated rebate to the company’s account in the amount and on the schedule determined by your bank.
Cardholders use Pcards for supplies, operations, travel & entertainment. Company cards are assigned to employees with individually customized credit limits.
Fleet Cards
Local businesses, municipalities and non-profits with vehicle fleets utilize fleet cards.
Fleet cards are driver or vehicle issued and enable mileage entering at the pump and capture gallons, price, grade, pump number, store name, and location.
ePayables and Vendor Payments with Virtual and Ghost Cards
Virtual Cards
- Single or limited use virtual card number
- 12 open fields for sending AP data
- Single or bulk card creation (e.g. monthly card run for payments)
- Extensive spend controls and alerts by merchant category codes
- Simple process to enroll vendors for virtual card payments and distribute card information to them
- Efficient and safe payment process for your business customers and their vendors than sending checks
Ghost Cards
- Ghost cards for preferred vendors: plastic-less Pcard account issued to a specific vendor or supplier, potentially for recurring payments (e.g. for a monthly subscription service)Â
- Ghost cards for a company’s ePayables department: create an unlimited number of virtual card numbers for payments. Â
Business Credit Cards
Business credit cards offer revolving credit lines with variable APRs, ideal for small businesses needing multiple cards.
They provide quick access to working capital.
Choose from a range of options, including low-rate cards and rewards programs tailored to business spending.
Consumer Credit Cards
Consumer credit cards with variable APRs and credit lines are frequently used in day-to-day personal cardholder spending.
A variety of consumer credit cards are available, from low APRs to cards with various rewards options, perks, and in some cases, annual fees.
Secured Cards
Secured cards are available for consumers and businesses. Applicants must maintain a deposit account in the amount of the credit line as security against the charges on the card.
Secured cards are a great credit builder product for those who do not qualify for a credit card. They are generally offered for low credit lines, and their usage is reported to the credit bureaus.
Debit Cards
Debit cards are frequently used for making card payments from a bank account owned by the debit card holder.
The bank account must have enough available funds at the time of the payment to cover the total payment amount.
Prepaid Cards
Prepaid cards are used for making payments using funds in a stored value account that are held in an aggregate bank account for many prepaid cards.
The stored value account must have enough available funds at the time of the payment to cover the amount of the payment. Prepaid cards can be for a fixed amount, such as gift cards, and can be reloadable.
Issuing Solutions Built for Community Banks
Issue competitive credit cards to build loyalty, boost retention and enhance bank profit. Leverage CorServ’s team of experts for quick go-to-market credit card issuing that serves your customers.
End-to-End Program Capabilities
CorServ’s turnkey issuing solution offers banks a simpler way to implement credit card issuing for your commercial, business and consumer customers. From security to 24×7 customer service, CorServ has you covered.
A Competitive Cardholder and Admin Portal
Bring your community bank customers a leading-edge cardholder experience. With a new-and-improved look, our user interface brings community bank credit card issuing to the next level.
