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CorServ’s flexible, secure credit card issuing APIs empower banks and fintechs to own their user experience. Our feature-rich API ecosystem provides access to data and services that drive custom-tailored solutions. Access a fully functional test environment to ensure smooth implementation.

Customize your payment card experience.

PCaaSA enables innovators to create issuing programs with security, flexibility, ease, and reliability, whatever the business model. Detailed reporting provides insights you need to implement a profitable payment card issuing program.

PCaaSA is a cloud-hosted API platform for payment card handling, with underlying data structures defining which API calls are available and how to interact with them. Developers can dig into core card issuing structures for accounts, account users, and payment instruments.

These structures reflect in API calls for integration and execution depending on the use case, such as bulk ordering non-reloadable prepaid cards, issuing credit charge cards for company employees, or participating in cooperative authorization of payment transactions.

You can build your own user experience through CorServ APIs.

The Program as it Comes

CorServ offers a ready-made, turnkey account issuer program that enables banks to offer branded credit cards and own 100% of their income. A shared issuing bank supports network sponsorship, risk, compliance, and servicing. Client banks can assist in decisioning and have transparent access to program data and a servicing portal.

The Program with CorServ APIs

In the cloud-hosted account issuer program, CorServ provides user interfaces, application management, underwriting, reporting, and more. Interface to other bank systems with CorServ’s credit card issuing APIs.

The Issuing Bank and CorServ must approve and test any API integrations.

Customize Your Issuing Program

CorServ’s self-issuing program enables banks to offer branded credit cards, own 100% of their income, and act as the account issuer and network BIN owner.

CorServ provides modern technology, interfaces, underwriting, application management, reporting, credit policy, compliance, and disclosure templates.

Customize Your Program with CorServ APIs

In our cloud-hosted self-issuing platform, banks can fully customize card products, change underwriting rules, decision applications that do not reach an automated approval decision, and own all program data. Leverage CorServ’s developer APIs to access program data, manage user interfaces, or deepen program collaboration.