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Commercial Credit Card Programs

CorServ Solutions

Commercial cards are more sophisticated charge card products that are to be paid in full within 30 days and earn high interchange for your bank.

They support a Rebate feature that can be customized by your bank to provide a cash rebate in the amount and on the schedule determined by your bank.

Corporate

Corporate Cards include low APR cards with no rewards and rewards cards.  They are often used by medium and large companies, non-profits, and municipalities for employee and business expenses.

Purchasing

Purchasing Cards are the fastest-growing type of corporate card. Like Corporate Cards, they are often used by medium and large companies, non-profits, and municipalities for employee and business expenses, but also include Virtual and Ghost Cards to support ePayables for vendor invoice payments. They support a Rebate feature that can be customized by the issuer to provide a cash rebate in the amount and on the schedule determined by the issuer.

Fleet

Fleet Cards are used by organizations with a fleet of vehicles. They can be driver or vehicle issued and include special features like the ability to enter mileage at the pump and capture gallons, price, grade, pump number, store name, and location with the payment.

Learn More About CorServ’s Commercial Card Programs

ePayables with Virtual and Ghost Cards

​CorServ’s Purchasing Card (Pcard) product includes support for ePayables including Virtual and Ghost Cards. It is the fastest-growing product for Banks using CorServ’s credit card issuing programs.

CorServ ePayables Admin

CorServ’s P-Card with ePaybles Solution Includes:

Traditional Plastic Cards:

  • Purchasing for supplies and operations
    Corporate Travel & Entertainment expenses
  • Company cards assigned to specific employees with individually customized credit limits
  • Ghost Cards for preferred vendors:
    plastic-less purchasing card account issued to a specific vendor/supplier, potentially for recurring payments
Corserv Plastic Business Credit Cards

Virtual Cards for AP invoice settlement:

  • Single or limited use virtual card number
  • 12 open fields for sending AP data
  • Single or bulk card creation(e.g. monthly virtual card run to pay vendors)
  • Consolidated for company or individual level billing & payment
  • Cashback rewards; Rebates set per customer on Purchasing Card
  • Extensive Spend controls and alerts
Corserv ePayables
Business Credit Cards

Business Credit Cards

Business Credit Cards are revolving cards with variable APRs and credit lines. They are most often used by small businesses that need on average about 4 cards issued on their credit line. These cards are often guaranteed by one or more owners or executives of the business and leverage their credit score for approval. Business Credit Cards are available in a variety of types, from low APRs to cards with various rewards options.