Skip to main content

Turnkey Credit Card Issuing

CorServ Solutions

CorServ’s turnkey credit card issuing program enables client banks to offer their own branded credit cards to their businesses and consumers.

Client banks own the interchange, loan interest, and fee income on their credit card programs, and a shared issuer bank supports network sponsorship, risk, compliance, and servicing functions. Client banks review applications that do not reach an automated approval decision and have transparent access to program data and a servicing portal.

Corserv Turnkey Credit Card Issuing

Learn More About CorServ’s Turnkey Card Program

Pre-defined Card Products

Select from CorServ’s vetted, pre-defined card products, or work with us to create your own. Customize your credit card program with card products that are branded for you and tokenized card numbers. See how CorServ’s platform features can be leveraged with these card products either through our turnkey solutions or by building them through our APIs into your own unique solutions.

Corserv Payment Card Options

Commercial Credit Cards

Commercial cards are more sophisticated charge card products that are to be paid in full within 30 days. They are in demand by medium and large companies for employee expenses and vendor payments. A 2023 report by Accenture predicts the commercial payments market will reach $1.26 trillion in revenue by 2028, and CorServ can help your community bank build an excellent credit card program.

Corporate

Corporate cards include low APR cards with no rewards and rewards cards. They are often used by medium and large companies, non-profits, and municipalities for employee and business expenses.

Purchasing

Purchasing cards are the fastest-growing type of corporate card. They are often used by medium and large companies, non-profits, and municipalities for employee and business expenses, but also include virtual and ghost cards to support ePayables for vendor invoice payments. They support a customizable rebate feature that provides cash in the amount and on the schedule determined by the issuer.

Fleet

Fleet cards are used by organizations with a fleet of vehicles. They can be driver or vehicle issued and include special features like the ability to enter mileage at the pump and capture gallons, price, grade, pump number, store name, and location with the payment.
Business Credit Cards

Business Credit Cards

Business credit cards are revolving cards with variable APRs and credit lines. They are frequently used by small businesses that need an average of four cards issued on their credit line. These cards are often guaranteed by one or more owners or executives of the business and leverage their credit score for approval. Business credit cards are available in a variety of types, from low APRs to cards with various rewards options.

Consumer Credit Cards

Most people are very familiar with consumer revolving credit cards with variable APRs and credit lines. Consumer credit cards are available in a variety of types, from low APRs to cards with various rewards options.