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CorServ’s credit card issuing program enables client banks to offer their own branded credit cards, including commercial, small business, and consumer cards, to their customers.

Client banks own the interchange, loan interest, and fee income. A shared issuer bank supports network sponsorship, risk, compliance, and servicing functions. Client banks review/decision applications that do not reach an automated approval decision and have transparent access to program data and a servicing portal.

Corserv Credit Card Issuer Software graphic

Access CorServ’s Turnkey Program Info Sheet

Learn what CorServ provides to our clients to ensure successful, profitable credit card issuing.

Pre-Defined Card Products

Select from CorServ’s carefully pre-defined card products based on our years of experience, or work with us to create your own card products. Card products are white-label branded for you, and card numbers are tokenized. See how CorServ’s platform features can be leveraged with these card products either through our turnkey solutions or by building them through our APIs into your own unique solutions.

Corserv Payment Card Options

Commercial Credit Cards

Commercial cards are more sophisticated charge card products that are to be paid in full within 30 days. They are in demand by medium and large companies for employee expenses and vendor payments.

Corporate

Corporate cards include low APR cards with no rewards and rewards cards. They are often used by medium and large companies, non-profits, and municipalities for employee and business expenses.

Purchasing

Purchasing cards are the fastest-growing type of corporate card. Like corporate cards, they are often used by medium and large companies, non-profits, and municipalities for employee and business expenses, but also include virtual and ghost Cards to support ePayables for vendor invoice payments. They support a rebate feature that can be customized by the issuer to provide a cash rebate in the amount and on the schedule determined by the issuer.

Fleet

Fleet cards are used by organizations with a fleet of vehicles. They can be driver or vehicle issued and include special features like the ability to enter mileage at the pump and capture gallons, price, grade, pump number, store name, and location with the payment.
Business Credit Cards

Business Credit Cards

Business credit cards are revolving cards with variable APRs and credit lines. They are most often used by small businesses that need an average of 4 cards issued on their credit line. These cards are often guaranteed by one or more owners or executives of the business and leverage their credit score for approval. Business credit cards are available in a variety of types, from low APRs to cards with various rewards options.

Consumer Credit Cards

Most people are very familiar with consumer revolving credit cards with variable APRs and credit lines. Consumer credit cards are available in a variety of types, from low APRs to cards with various rewards options.