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The September 2022 American Banker article acknowledges why “Why some community banks are changing their approach to card issuance“.  “Community banks that want their own credit card are adopting an alternative to the agent bank model where a larger bank issues their cards, owns the customer relationship and receives the bulk of the revenue.”

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CorServ is leading in credit-cards-as-a-service (CCaaS) with our unique and innovative full-service offering. We have enabled dozens of community banks to deepen their relationships and enjoy high-earning credit card assets on their books. Thanks to our advanced technology with all-digital experience, deep expertise of our team in payments, integrated program management to optimize profitability and partnerships with our sponsor banks, Pinnacle Financial Partners and The Bank of Missouri.

About CorServ – CorServ provides a turnkey credit card issuing program that enables financial institutions to deliver competitive, branded credit cards to consumer, business and commercial customers. CorServ’s secure hosted programs combine our credit, compliance and marketing expertise with our modern online solution – everything our clients need to quickly build a successful card-issuing business. Our financial institution clients can increase their earnings per share by owning their customer loans and benefitting from loan interest, interchange, fee income and economies of scale from CorServ’s client base. Most importantly, our clients control their credit card customer relationships. For more information, please visit
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David Luther
CorServ CBO
William Mills Agency
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Kendall Carwile
The William Mills Agency